The small business owner also known as the Facilitator, Leader, Decision Maker, Risk Taker, invoice payer, shall the list of titles continue?
As a business owner one must embrace numerous responsibilities and be prepared to take on roles and tasks which may be essential to running your business. These specific duties will most likely be in addition to and outside of your standard business operations; however, the role of insuring your small business should not be a task that an entrepreneur should forego alone. In fact, failing to choose the most accurate insurance for a small business could result in financial ruins in the event of a loss or claim. Hence, in this post we review 5 advantages small business owners receive by choosing a local insurance agency for their commercial business insurance needs.
1. Expertise & knowledge
Commercial insurance can be extremely intricate and technical. Furthermore, it is likely that most small business owners are only slightly educated concerning this field. The assistance, knowledge and advice of a local commercial business insurance agent can be an essential resource to any small business. Not only may a local insurance agent educate and suggest to a business owner the necessary protection required for their venture, the agent may also identify risk hazards and address questions and concerns an entrepreneur may have regarding their business
2. Local agents are accessible
Everyone just loves automated voice answering systems don't they? Especially when an insurance dilemma such as a possible audit, inspection, claim or accident occurs. The advantage of having a local insurance agency for your small business to contact for assistance when these difficulties arise are beneficial for every small business owner. Additional services that a local insurance agency can and may provide for a commercial business policy includes servicing (such as issuing certificates of insurance for vendors, land lords, banks, DMV) monitoring billing and payment activity, and even consulting when changes such as additions or decreases to the policy are needed.
3. Save your business time & are more convenient
4. An agent is someone an owner will know & Trust
A business requires a tremendous amount of work, time, stress and focus to run successfully. Any small business owner could risk losing everything by neglecting to purchase the accurate and necessary insurance coverage's. Simply purchasing a policy online directly from an insurance company can be compared to steering a boat into an uncharted waters. It is critical to have an insurance professional available that is responsible as well as reliable in understanding your small business. Additionally, when questions, claims or problems that are insurance related emanate in your small business, entrepreneur's tend to prefer an assigned and approved individual (aka an agent) to resolve the task at hand instead of a random customer service representative (whom may be unfamiliar with the business as well as the business owner) that a direct policy purchase will provide.
5. Local Agencies can support you and your small business
Alongside the service, recommending the accurate protection, and potentially saving your business time and money, most local insurance agencies desire to see their insurance customers thrive. Not only do we as an agency desire for fellow small business owners to grow and be successful in their business ventures, we also strive to support our local business customers when possible. It is not uncommon to find Snotherly Insurance agents dining at our insurance customers restaurants, shopping at their retail stores and even recommending our contracting customers to fellow friends, neighbors and family members whenever possible.
Consider this: Behind the majority of successes can be found a team of professionals available to aid when necessary. Michael Jordan had Phil Jackson, Michael Phelps is coached by Bob Bowman, even Batman had Alfred and Robin. As a business owner it is essential to have a team of trustful and knowledgeable professionals available when needed to aid you in your small business. A local insurance agent whom specializes in commercial business insurance can be a vital key to any business team. Furthermore, the above 5 factors easily illustrate why every commercial business owner should consider purchasing their insurance policy through a local and trusting insurance agency.
So, what next? Before purchasing a policy through a direct carrier, asses these advantages and contact a local insurance agency for your small business insurance needs today.
Snotherly Insurance Agency specializes in Commercial Business Insurance throughout North Carolina including office insurance, restaurant insurance, contractors liability insurance, professional liability insurance and workers compensation.
Snotherly Insurance can be reached at email@example.com for further questions or tips.
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